#3 Car DIY: Get Better Insurance Rates

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In this Series of How-To posts, we’ll be covering knowing when to do something, how to do something and our own hack to try at your own risk. A big thanks to Tire Kickers, our sponsor and consultants on all things mechanical. They can be found on Facebook, or check out their auto health & safety advice.

(Note: this is the best information we could gather from our research and consulting our automotive advisors, but at the end of the day, our purpose is to entertain and inform. Don’t let us shame you into taking on something if you don’t feel qualified to do it. Trust your gut.)

Know When

Its always a good time to save money on car insurance but opportunities can sneak up on you. So if it’s been two years since your last accident and you’re paying more than $50 a month it’s a good time to look around for a better deal. If you are happy with the service you’re receiving now you can still call and ask for a review. None of our researchers have encountered an actual reward for loyalty at an insurer but hope springs eternal and there’s no harm in trying.

Know How:

We aren’t insurance agents so technically we can’t legally tell you anything about insurance…but here’s a link to common sense ways to get the best price on insurance any time.

If you are searching for a better rate because a blemish has fallen off your record we recommend finding a broker that can represent several companies. Each company tries harder to compete for customers in their target audience so you need to find a good match for you.

EDC/Hack:

For drivers of personal vehicles, you might want to try AAA.

If you drive commercially, either CDL truck, rideshare, parcel delivery or medical transport follow this link to NTC where you can get a host of benefits on everything from cell coverage to health insurance. For taxi and rideshare in OR/WA you can check out OTTIS. Or search around.

We don’t have much experience on Metromile which piloted the pay per mile insurance, but if you do we’d love to have a review of it. Please comment on this post below.

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