Age and the Car

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Op-Ed by Paul Wimsett & A. Bunch

It does seem a shame that the moment you can afford a car, that car is out of bounds. Either the car is too big, or too sporty, or too showy, or some other reason society comes up with to disapprove of your choice. It’s the way of the world.

 

automobile-1853936_1920When you first get your license…

Previous generations just wanted a car. It represented freedom to explore the world and also not needing to borrow the family van to take your date out for pizza. Or worse, having a parent chauffer you to and from your date. If you bought your first car yourself, chances are was pretty scary and nearing the end of its life. If you’re one of the lucky few whose parents bought you a car then we recommend keeping your mouth shut. Especially if it’s something sporty, (you should know your peers hate you).

However you got your ride, just drive your chick/dude magnet up to school and remember that all that adoration won’t put gas in your tank. Better ask your date to pay for the pizza.

These days, teens seem to prefer mass transit or rideshare. They see cars as an extra expense, (and well it is, but come on) and since teens are not allowed to have jobs the only teens who get cars are those whose parents bought it for them.

 

auto-2179220_1920At the quarter life-life crisis…

This may be in the middle of your twenties. It’s when you realize every day you wake up you’re closer to 30 than 20. There’re three schools of thought here:

1) If you can pull it off, this is the time to get the car of the dreams. It doesn’t have to be practical when you’re established in your early career and splitting rent with friends. Well, work with your budget that’s the only solution. If you can’t get something like the Ford Mustang, go with a car slightly more reasonable option. Having said that the Mustang is better on the old finances than a Beamer…

2) This is the time when you can really impact your financial future. Buy something reliable, fuel economical, eight to ten years old with a reputation for living a long time. Pay it off in four years and make that car last for a decade.

asia-2179107_19203) Go for something strange in car, truck, or motorcycle. If you dance to the beat of your own drum, well go ahead and buy that surplus meter-reader mobile that get 60 miles to the gallon and has just enough cargo space for a bag of groceries. Maybe buy that scary van from the guy down by the river so you have a place to crash if you lose your apartment. If all else fails you can buy something practical in five years when you hit your next life milestone.

When you get married…

There must be an unwritten law that you must buy an SUV. You need something with a third row of seating and you just can’t make yourself go “full minivan.” You’re not really fooling anyone. It’s just today’s equivalent of the station wagon. Unless…you go for it and get something that actually can go off-road if needed…maybe a jeep grand Cherokee, Toyota FJ, or an H2. Another option might be a crossover. Something like the Grandland X SUV which combines both agility with brilliant design. And it’s useful even if you aren’t on the school run. What you have to watch for here is gas mileage. Some of these guzzlers drink a gallon every ten miles.

In all seriousness, think about a car that can get your kids to soccer now and that you don’t mind loaning them in a few short years. Unless you’re one of those mean parents who insist on driving your teens to pizza. (Assuming they still eat pizza when our kids are teenagers.)

 

ford-63930_1920The mid-life crisis…

This is when the temptation sets in to buy something sporty and impractical, but it’s really not worth it. I get it, your kids have left home and you want a car to relax in. If you can avoid it don’t buy either the luxury car of your dreams and the street racer. You’ll save money and avoid looking ridiculous. Kids have an annoying habit of moving home. You may not be as financially free as you think you are, and you sure don’t want to loan them either kind of car.

That Ferrari won’t hide your belly fat anyway, and the BMW won’t make your hair grow back. On the other hand, if you’re going in for a regular prostate exam, you probably deserve a comfortable ride…maybe a Mercedes is just what the Doctor ordered. You certainly deserve it.

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When its time to retire…

Well, we would never tell you to wait until you retire to live your dreams. BUT in our highly unprofessional opinion, it’s finally time to be impractical. Go ahead and buy the car of your dreams. You know the one teenage you couldn’t afford because your parents wouldn’t buy it for you. Sure it’s now called a classic car but just ignore all that. The point is, it’s yours and you don’t care what anybody thinks. Enjoy it. At least until one of your kids decides you need to be chauffeured.

 

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