You need a police report when you’re involved in a car accident because it will help establish a connection between the accident and the damage. In doing so, you’ll be insuring yourself against false claims. This article highlights some of key reasons why you need a car accident police report.
Once you have been involved in a car accident (especially a fatal accident), a police report is demanded. You will have to provide this report to an insurance company for them to determine who’s responsible for the crash and how much financial compensation is equivalent to the damages caused.
You also need the report for a court case when you (the motorist) are accused of wrongdoing. The report is often prepared or written by the police on the scene. The report includes the following details: statements of those involved (the eyewitness account), the weather conditions, crash-related details, and other essential information that might help understand how the accident happened.
Even though you don’t need a car accident police report to prove your innocence in a court of law, it will save you a lot of time, especially when the accounts on that report favors you. So, what do I mean by the report favoring you? There have been cases where specific details are omitted in the complete account of the report of what happened.
This can be to your disadvantage; therefore, you will have to prepare a different report of your own, explaining the accurate facts about the accident. It would be best if you took these measures to ensure you can win the case and get total compensation from the insurance company.
Moreover, it is equally important to know the state laws regarding what happens to you when you are involved in an accident. Of course, it might be difficult for you to know all the in-state laws, so that’s when you call your attorney, and with their help, you can handle the whole situation at that particular time.
You must report the accident to the police as soon as possible. Ensure you get statements from eyewitnesses at the scene. You can request a crash report at the scene. Ensure you request the crash report once you have reported the incident. You can also request the crash report through online platforms and search through the website of the police department involved at the scene to obtain the report. It’s a good idea to get a business card from each of the officers at the scene.
In conclusion, you need to obtain the crash report since it provides the legal background or context of what happened. The report is needed by the court of law to investigate who is in the wrong. You have also seen how the crash report plays a role in your compensation process since insurers always demand it. Therefore, the report will save you time and ensure you are justified in wrongdoing.
Note: Apart from reporting the accident to the police, ensure that you brief your attorney about the accident. Let the attorney provide you with the legal guidelines so that you respond correctly to the whole situation. An attorney can be a needless expense or a life saver in accidents and court battles over them. Its so hard to tell in advance if you’ll need an attorney so it’s a good idea to look into something like prepaid legal, which can bring down the cost of consulting an attorney early on. Then if you end up not requiring their services you can decide not to and only be out a couple hundred dollars.